Your insurance company only gave you 6 months for a rental after the fire… What now?

September 4th 2011 a large fire struck the County of Bastrop and ruined numerous homes, countless acres of land and wildlife, and distrupted many families.  This event took place 6 months ago and it still seems like it was just yesterday that they had the roads shut down at 71 and Jackson and nobody could get into Tahitian.

Some were able to grab their belongings before being shut out and before the blaze ripped through.  Some were left to shelters and centers to go “shopping” again for toiletries and clothes.

The days following this event, spaces in front of Starbucks, HEB and next to Sears were filled with insurance tents, demolition RV’s, and Contractor trucks.  Crowds of people were at Bastrop Middle School without a clue and everyone was trying to answer the question, “What now?”.

6 months have passed and most insurance companies provided their clients with a rental home for 6 months.  These families are faced yet again with that same question, “What now?”.

Today in Bastrop County there are 82 homes available (3 bed/2 Bath Less than $200,000) for sale through the MLS, there are 7 rentals available between $850 and $2,500 and we still have so many families that are unsure how to answer that question of what now.

We as REALTORS® in Bastrop County want to stress the Rebuild Bastrop movement.  The pines may be burned but they will come back.  The parks are opening back up, homes are being rebuilt and the spirit of family and togetherness has rekindled it’s own fire.

If you need help with real estate in Bastrop and surrounding Counties, please call me.

Jake Stinson, REALTOR®
Stanberry & Associates
512-222-9191
Jake@stanberry.com
www.stinsoninvestments.com

Green Home. More Than Just a Paint Color.

Have you always wondered what everyone meant about a “green home”?

Depending on who you were talking to, they may have actually wanted to paint their house green, but I can only imagine that this would not be the case.  Green colored houses aren’t exactly my thing, but I guess it could be for some. 

There are things you can do to your current home to make it a more “green” or environmentally friendly/efficient home.  These options in turn save you some green too!

Today I want to talk to you about rain water collection.  In recent years, many areas of the country, especially central Texas, have used rainwater collection for an affordable, efficient, renewable and sustainable source of potable and non-potable water.

There are many types of rainwater collection systems from a bucket underneath a downspout all they way to an expensive elaborate system of downspouts and gutter systems that meet at a collection point used for watering landscape, irrigating crops, or in the home use after being filtered.  No matter how you do you it, it is a viable way to collect one of life’s precious resources.  Since rainwater has no minerals, and does not have any chemicals that may be found in ground water, it is considered a safe alternative to other methods of water collection such as drilling for a well.

The idea is very simple.  Rainwater is collected, diverted, and stored for a later use.  There is a general rule for calculating collection.  For every inch of rainwater collected on a 1,000 square foot roof or any type of collection surface, the yield is about 550 gallons. These rain water collection systems can be a project for the DIY savvy person, or you can hire a contractor to have it professionally installed for you.  There are plenty of sources on the internet where you can learn to do these yourself or where you can find local contractors in your area to help you.

There are some basic components of a rain water collection system-

  1. Harvesting Surface: the collection surface that water runs off of
  2. Gutters and Downspouts: channels water to storage tanks
  3. Leaf screens, first-flush diverters and roof washers: washes or rough filters debris before water is collected in a storage tank.
  4. Storage Tanks: or cisern (min. 5000 gal/person)
  5. Delivery System: Gravity fed or pumped to end use
  6. Treatment/Purification: for potable systems or to make water safe to drink

 

Costs vary according to the complexity of the system you choose. Five gallon buckets can be picked up just about anywhere for $5.00! However, if you are seriously considering a rain water collection system, then you will need to spend a little more. And depending on what you are going to use the end product for, you may spend a lot more. But, it may still be less expensive than drilling a 500 foot well and tapping into the many delicate aquifers in central Texas.

  • Tank: $3500 (5,000 gal) and up
  • Roof Washer: $400-$700 (clear debris from collection surface)
  • Gutters and Downspouts: $500-$1500 (depends on size of collection surface)
  • Treatment, filtration, and purification: Varies greatly but roughly $2000
  • Maintenance: Count on replacing UV bulbs, carbon filters and sediment filters regularly. These costs can run as little as $150.00 annually if you shop wisely.

Real Estate and Rain Water

When considering purchasing a home that has a rain water collection system as the only source of water for the home, make sure that your lender will carry the financing on the home. Unfortunately, there are many lenders that will consider rain water systems to be a non-constant source of potable water and deny financing. There are many small local banks and financing institutions that will do the job, but you will need to do your research first!

No matter how you look at it, rainwater collection is a great alternative compared to more conventional systems. Water is fast becoming a precious dwindling resource, and our first defense is to conserve what we have, but when it falls out of the sky, and you can catch it for free, why not do a little “Singing in the Rain?”

Information provided to you by:

 

Wildfire leftovers – heartaches and ashes

 
 
Wildfire leftovers – heartaches and ashes.
 
Our community had a disaster stroke, and got hit hard.  Many of those suffering damage have already found solutions, albeit in some cases, temporary.  Some have purchased homes already; others are still waiting for insurance settlements or FEMA payments.  In the Realtor community, we have learned much more about insurance, settlement options, how FEMA works, why building on a damaged slab is a bad idea, the scarcity of rental properties, and how quickly demand pushes prices up.  We have learned how to vet builders, that is, to check out their credentials, and learned something about cleaning up lots and how lot prices are lowered in a widely damaged area.
 
We have also had the benefit of psychology counselors who identify the common stress related problems with which those suffering devastating losses must cope.  They say that the best advice is to “take a deep breath, and wait a while before making major decisions.”  The problem with making hasty decisions is that they are pressed by the current circumstances, when a more deliberate and thought out decision would serve the individual or family much better in the longer term.  
 
In that regard, many will rebuild in the community, and many more will rebuild on the lot where their home was destroyed. Building a new home will require several months of a temporary solution which, again, need to be well thought out.  For example, don’t sign a one year lease if your home will be finished in six months.
 
It is near certainty that there will be well over a thousand new homes built or rebuilt in the Bastrop community during the next couple of years.  Among the large number built, there will be some horror stories of poor construction, broken contracts, lower quality fixtures than you think you paid for, corners cut, and failure to follow-up with the post closing problems needing correction, a need that is common among the very best home builders. Those choosing to build should use good judgment and advice in choosing a builder.  Most in the Bastrop area are reliable, honest home builders, and those who are members of the Greater Austin Home Builders Association are also easy to vet and discern their credentials.  With the great demand for builders in the community, there will also be some coming from outside the area and even the state to contract to build.  To protect the dollars you invest, it is important to learn what you don’t know and what problems are commonly encountered in the process.  Most important is to know that the builder is not your agent; he represents himself.  That doesn’t mean that he is not honest nor that pride in his work and protecting his reputation are unimportant to him.  What it does mean is that the kind of builder who has demonstrated these values are of utmost, long term importance to you in building your new home. It also means that if you need good advice and someone to represent you in choosing a builder and be by your side through the entire process, working with a Realtor is a good solution.  And when contracting for a home, if a fee is paid to your agent, it is paid by the builder and is not an out of pocket expense for you.  Involving a third party professional to insure that your interests are given the importance and care that gives you comfort may well be the best decision you can make.

Jake Stinson, REALTOR®
Stanberry & Associates, Inc.
512-222-9191
www.stinsoninvestments.com

Do you need real estate help?

Hello Everyone,
I hope everyone is doing alright. I come to you with some news of my most recent endeavor. As most all of you know, I have been working as a Paramedic for a few years and I love it very much. I have recently become a REALTOR® and I am excited to start helping out my friends and family and their friends and family with locating, buying or selling their home and everything that goes along with that.

My office is located in Bastrop, TX with Stanberry & Associates, Inc. however my license allows me to practice real estate across the great State of Texas. I have direct access to 17 counties including:
Bastrop, Bell, Blanco ,Burnet, Caldwell, Comal, Fayette, Gillespie, Gonzales, Guadalupe, Hays, Lampasas, Lee, Milam, San Saba, Travis, and Williamson

If you live in any of these areas, or you want to live in any of these areas, please call me!

Let’s say you don’t live in any of those counties, or you plan to move out of one of them, perhaps out of State to Colorado. I can still help you, and here is how.

As a REALTOR®, I have access to a publication that displays names of REALTORS who are accredited through the National Association of REALTORS. I can locate an agent for you in whatever City, Town, or State you, your friends or family plan to move.

This creates a win, win, win situation. You get the benefits of working with a great REALTOR® that I have found for you, they get a client without any work of their own, and they say thank you to me by offering me a referral fee.

So my limits of being able to help you find your home are limitless in location.

I also function as an Apartment locator for those of you who are not ready to buy. My locating services are completely free. I also have access to an extensive database of apartments and can help you locate the perfect place.

My business grows with your referrals, so I work extra hard to give us both the best outcome. If you refer business to me, I pay referral fees in the form of a $50 Visa Gift card once a transaction is completed and they tell me that you referred them. If you are my client, I give a $100 Visa Gift card. Please visit my website www.stinsoninvestments.com

Jake Stinson, REALTOR®
Stanberry & Associates, Inc.
JAKE@STANBERRY.COM
512-222-9191

Should you Rent or Buy?

The questions of the hour is whether to rent or buy…Learn what’s best for you!

Typically as we graduate High School and go to college we look for an apartment to live in until we graduate and then we look either for a new apartment location or we take that next step in life and we purchase a home.  Not everyone qualifies for a mortgage but there are several alternatives; you can continue to live in an apartment, lease a home, lease to purchase a home, or find someone willing to owner finance their home.

There are several things to consider when making your choice.  There are comparison charts available online that will give you a start of things to look at when deciding between the two.

If you are looking to buy a home, you need to take a look at how much you make, how much you have saved and how much you pay out monthly.  There are affordability calculators available to figure this out too.

Savings when you buy:

Often times when you rent, you pay as much as a mortgage and occasionally more or less. However with homeownership, the tax benefits can outweigh the savings you will receive on a lower rent payment.

Buying vs. Renting

Cost comparison for a renter and home owner over a 7 year time.

-Renter starts out paying $800 with a 5% increase/year.
-Homeowner purchases for $110,000 and pays $1,000 mortgage.
-In 6 years the homeowner is paying less than the renter.
-Tax savings allows homeowner to have a lower than rent payment in 3 years.

Years
Rent Payment
Mortgage Payment
Monthly Difference
After Tax Savings
Yearly Difference
After Tax Savings
1 800 1000 -200 -50 -2400 -600
2 840 1000 -160 -10 -1920 -120
3 882 1000 -118 +32 -1416 +384
4 926 1000 -74 +76 -888 +912
5 972 1000 -28 +122 -336 +1464
6 1021 1000 +21 +171 +252 +2052
7 1072 1000 +72 +222 +864 +2664
8-30     Savings increase every year

Monthly Expenses when you buy:

When you pay rent, you usually get an all inclusive payment that covers many things that you would have to pay individually if you are a homeowner.  Your rent includes the “amentities” along with other things.  Here is a list of things you will have to pay for when you own your home.

-Property taxes and special assessments
-Home hazard insurance
-Utilities
-Maintenance
-Home owners association fee (HOA) – not on every purchase
-Membership fees – not on every purchase

You can clearly see that there are benefits financially to owning a home for a long period of time.  Owning, however is not for everyone.  Some people don’t mind paying for convenience.  Never having ownership in a property, but instead paying extra to use things like the fitness center, the tennis court, the pool and outside picnic areas.  Maybe never having to mow is appealing to you, or maybe you just aren’t ready to commit to an area of town or a city yet.  Whatever the case may be, renting an apartment may still be your option.

If you have any questions about homeownership or about finding the right apartment for you, please give me a call.  I offer free apartment locating! I also offer a $50 giftcard to your restaurant of choice with any signed contracts.

This information brought to you by:

Jake Stinson, REALTOR®
Stanberry & Associates, Inc.
512-222-9191
Jake@Stanberry.com
www.stinsoninvestments.com

Do you like Sugar or the pink packet? What you don’t know could hurt you…

Aspartame is, by far, the most dangerous substance on the market that is added to foods.

Aspartame is the technical name for the brand names NutraSweet, Equal, Spoonful, and Equal-Measure. It was discovered by accident in 1965 when James Schlatter, a chemist of G.D. Searle Company, was testing an anti-ulcer drug.

What you don't know WILL hurt you. Find out the dangerous effects of artificial sweeteners to your health.

Aspartame was approved for dry goods in 1981 and for carbonated beverages in 1983. It was originally approved for dry goods on July 26, 1974, but objections filed by neuroscience researcher Dr John W. Olney and Consumer attorney James Turner in August 1974 as well as investigations of G.D. Searle’s research practices caused the U.S. Food and Drug Administration (FDA) to put approval of aspartame on hold (December 5, 1974). In 1985, Monsanto purchased G.D. Searle and made Searle Pharmaceuticals and The NutraSweet Company separate subsidiaries.

Aspartame accounts for over 75 percent of the adverse reactions to food additives reported to the FDA. Many of these reactions are very serious including seizures and death. A few of the 90 different documented symptoms listed in the report as being caused by aspartame include: Headaches/migraines, dizziness, seizures, nausea, numbness, muscle spasms, weight gain, rashes, depression, fatigue, irritability, tachycardia, insomnia, vision problems, hearing loss, heart palpitations, breathing difficulties, anxiety attacks, slurred speech, loss of taste, tinnitus, vertigo, memory loss, and joint pain.

According to researchers and physicians studying the adverse effects of aspartame, the following chronic illnesses can be triggered or worsened by ingesting of aspartame: Brain tumors, multiple sclerosis, epilepsy, chronic fatigue syndrome, parkinson’s disease, alzheimer’s, mental retardation, lymphoma, birth defects, fibromyalgia, and diabetes.

Aspartame is made up of three chemicals: aspartic acid, phenylalanine, and methanol. The book “Prescription for Nutritional Healing,” by James and Phyllis Balch, lists aspartame under the category of “chemical poison.” As you shall see, that is exactly what it is.

What Is Aspartame Made Of?

Aspartic Acid (40 percent of Aspartame)

Dr. Russell L. Blaylock, a professor of neurosurgery at the Medical University of Mississippi, recently published a book thoroughly detailing the damage that is caused by the ingestion of excessive aspartic acid from aspartame. Blaylock makes use of almost 500 scientific references to show how excess free excitatory amino acids such as aspartic acid and glutamic acid (about 99 percent of monosodium glutamate (MSG) is glutamic acid) in our food supply are causing serious chronic neurological disorders and a myriad of other acute symptoms.

How Aspartate (and Glutamate) Cause Damage

aspartateAspartate and glutamate act as neurotransmitters in the brain by facilitating the transmission of information from neuron to neuron. Too much aspartate or glutamate in the brain kills certain neurons by allowing the influx of too much calcium into the cells. This influx triggers excessive amounts of free radicals, which kill the cells. The neural cell damage that can be caused by excessive aspartate and glutamate is why they are referred to as “excitotoxins.” They “excite” or stimulate the neural cells to death.

Aspartic acid is an amino acid. Taken in its free form (unbound to proteins) it significantly raises the blood plasma level of aspartate and glutamate. The excess aspartate and glutamate in the blood plasma shortly after ingesting aspartame or products with free glutamic acid (glutamate precursor) leads to a high level of those neurotransmitters in certain areas of the brain.

The blood brain barrier (BBB), which normally protects the brain from excess glutamate and aspartate as well as toxins, 1) is not fully developed during childhood, 2) does not fully protect all areas of the brain, 3) is damaged by numerous chronic and acute conditions, and 4) allows seepage of excess glutamate and aspartate into the brain even when intact.

The excess glutamate and aspartate slowly begin to destroy neurons. The large majority (75 percent or more) of neural cells in a particular area of the brain are killed before any clinical symptoms of a chronic illness are noticed. A few of the many chronic illnesses that have been shown to be contributed to by long-term exposure to excitatory amino acid damage include:

  • Multiple sclerosis (MS)
  • ALS
  • Memory loss
  • Hormonal problems
  • Hearing loss
  • Epilepsy
  • Alzheimer’s disease
  • Parkinson’s disease
  • Hypoglycemia
  • AIDS
  • Dementia
  • Brain lesions
  • Neuroendocrine disorders

The risk to infants, children, pregnant women, the elderly and persons with certain chronic health problems from excitotoxins are great. Even the Federation of American Societies for Experimental Biology (FASEB), which usually understates problems and mimics the FDA party-line, recently stated in a review that:

“It is prudent to avoid the use of dietary supplements of L-glutamic acid by pregnant women, infants, and children. The existence of evidence of potential endocrine responses, i.e., elevated cortisol and prolactin, and differential responses between males and females, would also suggest a neuroendocrine link and that supplemental L-glutamic acid should be avoided by women of childbearing age and individuals with affective disorders.”

Aspartic acid from aspartame has the same deleterious effects on the body as glutamic acid.

The exact mechanism of acute reactions to excess free glutamate and aspartate is currently being debated. As reported to the FDA, those reactions include:

aspartame effect

  • Headaches/migraines
  • Nausea
  • Abdominal pains
  • Fatigue (blocks sufficient glucose entry into brain)
  • Sleep problems
  • Vision problems
  • Anxiety attacks
  • Depression
  • Asthma/chest tigShtness.

One common complaint of persons suffering from the effect of aspartame is memory loss. Ironically, in 1987, G.D. Searle, the manufacturer of aspartame, undertook a search for a drug to combat memory loss caused by excitatory amino acid damage. Blaylock is one of many scientists and physicians who are concerned about excitatory amino acid damage caused by ingestion of aspartame and MSG.

A few of the many experts who have spoken out against the damage being caused by aspartate and glutamate include Adrienne Samuels, Ph.D., an experimental psychologist specializing in research design. Another is Olney, a professor in the department of psychiatry, School of Medicine, Washington University, a neuroscientist and researcher, and one of the world’s foremost authorities on excitotoxins. (He informed Searle in 1971 that aspartic acid caused holes in the brains of mice.)

Phenylalanine (50 percent of aspartame)

Don't let artificial sweeteners fool you! Order now and find out the risks of using aspartame.

Phenylalanine is an amino acid normally found in the brain. Persons with the genetic disorder phenylketonuria (PKU) cannot metabolize phenylalanine. This leads to dangerously high levels of phenylalanine in the brain (sometimes lethal). It has been shown that ingesting aspartame, especially along with carbohydrates, can lead to excess levels of phenylalanine in the brain even in persons who do not have PKU.

This is not just a theory, as many people who have eaten large amounts of aspartame over a long period of time and do not have PKU have been shown to have excessive levels of phenylalanine in the blood. Excessive levels of phenylalanine in the brain can cause the levels of seratonin in the brain to decrease, leading to emotional disorders such as depression. It was shown in human testing that phenylalanine levels of the blood were increased significantly in human subjects who chronically used aspartame.

Even a single use of aspartame raised the blood phenylalanine levels. In his testimony before the U.S. Congress, Dr. Louis J. Elsas showed that high blood phenylalanine can be concentrated in parts of the brain and is especially dangerous for infants and fetuses. He also showed that phenylalanine is metabolised much more effeciently by rodents than by humans.

One account of a case of extremely high phenylalanine levels caused by aspartame was recently published the “Wednesday Journal” in an article titled “An Aspartame Nightmare.” John Cook began drinking six to eight diet drinks every day. His symptoms started out as memory loss and frequent headaches. He began to crave more aspartame-sweetened drinks. His condition deteriorated so much that he experienced wide mood swings and violent rages. Even though he did not suffer from PKU, a blood test revealed a phenylalanine level of 80 mg/dl. He also showed abnormal brain function and brain damage. After he kicked his aspartame habit, his symptoms improved dramatically.

As Blaylock points out in his book, early studies measuring phenylalanine buildup in the brain were flawed. Investigators who measured specific brain regions and not the average throughout the brain notice significant rises in phenylalanine levels. Specifically the hypothalamus, medulla oblongata, and corpus striatum areas of the brain had the largest increases in phenylalanine. Blaylock goes on to point out that excessive buildup of phenylalanine in the brain can cause schizophrenia or make one more susceptible to seizures.

Therefore, long-term, excessive use of aspartame may provid a boost to sales of seratonin reuptake inhibitors such as Prozac and drugs to control schizophrenia and seizures.

Methanol (aka wood alcohol/poison) (10 percent of aspartame)

Methanol/wood alcohol is a deadly poison. Some people may remember methanol as the poison that has caused some “skid row” alcoholics to end up blind or dead. Methanol is gradually released in the small intestine when the methyl group of aspartame encounter the enzyme chymotrypsin.

The absorption of methanol into the body is sped up considerably when free methanol is ingested. Free methanol is created from aspartame when it is heated to above 86 Fahrenheit (30 Centigrade). This would occur when aspartame-containing product is improperly stored or when it is heated (e.g., as part of a “food” product such as Jello).

methanolMethanol breaks down into formic acid and formaldehyde in the body. Formaldehyde is a deadly neurotoxin. An EPA assessment of methanol states that methanol “is considered a cumulative poison due to the low rate of excretion once it is absorbed. In the body, methanol is oxidized to formaldehyde and formic acid; both of these metabolites are toxic.” They recommend a limit of consumption of 7.8 mg/day. A one-liter (approx. 1 quart) aspartame-sweetened beverage contains about 56 mg of methanol. Heavy users of aspartame-containing products consume as much as 250 mg of methanol daily or 32 times the EPA limit.

Symptoms from methanol poisoning include headaches, ear buzzing, dizziness, nausea, gastrointestinal disturbances, weakness, vertigo, chills, memory lapses, numbness and shooting pains in the extremities, behavioral disturbances, and neuritis. The most well known problems from methanol poisoning are vision problems including misty vision, progressive contraction of visual fields, blurring of vision, obscuration of vision, retinal damage, and blindness. Formaldehyde is a known carcinogen, causes retinal damage, interferes with DNA replication and causes birth defects.

Due to the lack of a couple of key enzymes, humans are many times more sensitive to the toxic effects of methanol than animals. Therefore, tests of aspartame or methanol on animals do not accurately reflect the danger for humans. As pointed out by Dr. Woodrow C. Monte, director of the food science and nutrition laboratory at Arizona State University, “There are no human or mammalian studies to evaluate the possible mutagenic, teratogenic or carcinogenic effects of chronic administration of methyl alcohol.”

He was so concerned about the unresolved safety issues that he filed suit with the FDA requesting a hearing to address these issues. He asked the FDA to “slow down on this soft drink issue long enough to answer some of the important questions. It’s not fair that you are leaving the full burden of proof on the few of us who are concerned and have such limited resources. You must remember that you are the American public’s last defense. Once you allow usage (of aspartame) there is literally nothing I or my colleagues can do to reverse the course. Aspartame will then join saccharin, the sulfiting agents, and God knows how many other questionable compounds enjoined to insult the human constitution with governmental approval.” Shortly thereafter, the Commissioner of the FDA, Arthur Hull Hayes, Jr., approved the use of aspartame in carbonated beverages, he then left for a position with G.D. Searle’s public relations firm.

It has been pointed out that some fruit juices and alcoholic beverages contain small amounts of methanol. It is important to remember, however, that methanol never appears alone. In every case, ethanol is present, usually in much higher amounts. Ethanol is an antidote for methanol toxicity in humans. The troops of Desert Storm were “treated” to large amounts of aspartame-sweetened beverages, which had been heated to over 86 degrees F in the Saudi Arabian sun. Many of them returned home with numerous disorders similar to what has been seen in persons who have been chemically poisoned by formaldehyde. The free methanol in the beverages may have been a contributing factor in these illnesses. Other breakdown products of aspartame such as DKP (discussed below) may also have been a factor.

In a 1993 act that can only be described as “unconscionable,” the FDA approved aspartame as an ingredient in numerous food items that would always be heated to above 86 degree F (30 degree C).

Diketopiperazine (DKP)

DKP is a byproduct of aspartame metabolism. DKP has been implicated in the occurrence of brain tumors. Olney noticed that DKP, when nitrosated in the gut, produced a compound that was similar to N-nitrosourea, a powerful brain tumor causing chemical. Some authors have said that DKP is produced after aspartame ingestion. I am not sure if that is correct. It is definitely true that DKP is formed in liquid aspartame-containing products during prolonged storage.

G.D. Searle conducted animal experiments on the safety of DKP. The FDA found numerous experimental errors occurred, including “clerical errors, mixed-up animals, animals not getting drugs they were supposed to get, pathological specimens lost because of improper handling,” and many other errors. These sloppy laboratory procedures may explain why both the test and control animals had sixteen times more brain tumors than would be expected in experiments of this length.

In an ironic twist, shortly after these experimental errors were discovered, the FDA used guidelines recommended by G.D. Searle to develop the industry-wide FDA standards for good laboratory practices.

DKP has also been implicated as a cause of uterine polyps and changes in blood cholesterol by FDA Toxicologist Dr. Jacqueline Verrett in her testimony before the U.S. Senate.

 

This article was pasted over from http://aspartame.mercola.com/ and presented in this blog by:

Jake Stinson, REALTOR(R)
Stanberry & Associates, Inc
512-222-9191
www.stinsoninvestments.com